AI resources

Linha de Crédito Mercado Pago

This payment method is a financing solution that allows customers to make purchases and pay for them in monthly installments with their Mercado Pago account and without needing a credit card.

In VTEX, you will find this payment method as Buy Now Pay Later Mercado Pago. To offer it in your store, follow these steps.

  1. In the side menu, select Store settings > Payments > Settings.

  2. In the Payment conditions tab, click the button with the + symbol in the upper right corner of the screen to add a new payment method.

Access to payment methods configuration

  1. Search for the Buy Now Pay Later Mercado Pago option and select it.

search for Credits

  1. Complete the necessary fields:

    • Condition Name: choose a name that allows you to identify this payment method and click the checkmark located to the right to save it.
    • Status: activate the payment method using the sliding button.
    • Process with provider: select MercadoPagoV2.
  2. Optionally, you can add special requirements by clicking the Add special condition button.

    • Expiration date: Allows limiting the payment method activity only to specific periods or establishing a recurrence.
    • Trade policy (Sales policy): Makes a payment condition available only for one or several specific trade policies.
    • Commercial condition: Creates rules that apply to specific groups of SKUs and determines criteria for a payment method to appear in the store checkout.
    • Account name: This field should only be completed if you have more than one store registered in the same VTEX account. In those cases, you must select which store you want to configure the payment method for.
  3. Click Save to activate the configuration.

Fintoc configuration

Upon completing this configuration, you will be redirected to the Payment Conditions screen, where you will see # Linha de Crédito Mercado Pago activated.

To perform integration tests with this payment method, contact your Mercado Pago advisor.